So, McCain gave a shout out to my hometown:

"I fight for Americans. I fight for you. I fight for Bill and Sue Nebe from Farmington Hills, Michigan, who lost their real estate investments in the bad housing market. Bill got a temporary job after he was out of work for seven months. Sue works three jobs to help pay the bills."

OK, first... "Team Nebe", as they are called on their website, are Keller Williams (also the name of one of my favorite musicians) agents. Yes, real estate agents.

Second, I would have liked to hear something like... People from the upper middle class of Farmington Hills, Michigan who pays their bills on time, pay off their credit cards, even maybe save some money in 401K, IRAs, money markets, stocks, etc... are getting screwed because their house which was worth 400K a few years back is next door to a house that is foreclosing and selling for 200K and now they cannot sell their house.

Sadly, that is the reality for my mother, my father, my friends back home... and my hometown in general, as well as so many other hometowns everywhere. Fight for those people, not the real estate agents of these people... and their investment properties.

Oh, I wonder how much $$$ Team Nebe donated to the McCain camp in addition for a massive amount of hits on their website tonight. Nice advertising strategy.

I just took the Bills IQ Quiz. It only took about 4 minutes to take and it asks you basic questions about things like... Can you pay your bills on time? Do you have savings? It was very easy and you should check it out! I got a 90%, an A. I was able to compare my results to other people my age/status and in my state. I am doing better than most of them with my bill iq, yea!

It is a good tool to help you sort out what you should do, need to do, what you can continue to do, etc, to help save money and not be in debt.

I do want to buy a house soon, but as everyone knows that while Seattle is a buyers market, it is still crazy expensive! If it were Detroit I could afford like 3 houses for 1 Seattle house. I also like saving for my retirement, which yeah, I am houseless, but at least I'll have cash when I am old and will not be struggling then!

Bills IQ told me that I need to lower my credit card debt (which, yeah, it is correct) and have 6 months or more of a "rainy day" savings. I agree, but I need to make more money! Ahh, money, so stressful.